Does it seem your annuity or structured settlement payments are trickling in over a long period of time? Would you prefer a large sum of cash today? CFS can help by providing cash now in exchange for all or part of your future monthly or lump sum payments.
The structure of your annuity payments may have met your needs initially, however, circumstances change and many people would prefer cash today. A new home, family obligations, business opportunities, and unexpected financial or medical emergencies, are just a few of the reasons people consider selling all or part of their payments.
If it's cash you need, let CFS help!
Find out your available options today by consulting with one our experienced professionals. We've been helping people like yourself for over fifteen years. Contact us to receive a free, no obligation quote, plus refer to our Frequently Asked Questions for informative tips on selling your annuity or settlement payments.
How do I receive a quote for the purchase of my payments?
Simply contact CFS and we will provide an initial evaluation of your annuity over the phone. We will then request that you fill out a simple Application and provide copies of the annuity policy, settlement agreement, and any other pertinent documents in your possession. This will enable us to provide a competitive quote in writing within 24-48 hours.
How is the value of my payments determined?
The value of an annuity or settlement is affected by the amount and timing of the payments, the strength of the annuity provider, and other related risks. Since CFS is a direct investor and makes their decisions in-house, we are able to provide a competitive and accurate evaluation that you can depend on.
Can I sell all or part of my payments?
Yes! We can purchase all or part of your remaining payments. Selling part of the payments allows you to receive a lump sum of cash up front, plus the remaining payments at a later date. We can even pay cash for a portion of each monthly or lump sum payment.
Many people elect to sell just enough payments to meet their cash needs today and keep some of the future payments for ongoing needs. Always ask for an option that meets your needs.
When do I receive my money?
Once we have received the documents necessary for a quote and agreed upon a purchase plan we will verify the documentation, analyze the risk, and prepare the necessary paperwork for signatures. Once you have signed the document package we then forward it to the insurance company for acknowledgement. This typically allows us to fund your transaction in as little as three to four weeks.
Why should I consider using your company?