We have properties for sale! Why? In addition to current notes, CFS also buys delinquent debt with the intent of bringing the loans current through specialized collection efforts. Sometimes a loan cannot be brought current and we are forced to foreclose. This places a property in our real estate owned (REO) portfolio. If you are interested in purchasing a property or assisting us with the sale, please take a look at our current listings. We offer convenient financing including low down payments and a work for down payment program. Preview our properties or contact CFS for more information.